Fast & Flexible Short-Term Finance
Bridging Loans
A bridging loan is a short-term financing solution designed to help individuals and businesses quickly access funds when needed. Whether you’re buying a property before selling your current home, purchasing at auction, funding renovations, or investing in a new project, a bridging loan provides the financial flexibility to bridge the gap.
At My Mortgage Group, we specialise in fast, tailored bridging loan solutions, helping you secure funding exactly when you need it.
What is a Bridging Loan?
A bridging loan is a short-term secured loan used to cover financial gaps until a more permanent solution (such as a mortgage or property sale) is in place.
* Some bridging loans are not regulated by the Financial Conduct Authority.
Fast Access to Funds
Typically available within days or weeks.
Flexible Repayment Options
Interest can be paid monthly or rolled up until the loan is repaid.
Secured Against Property
Loans are backed by property assets, making them available even with complex financial situations.
Short-Term Solution
Terms typically range from a few months to 2 years.
Why Choose Us?
When to Use a Bridging Loan
Buying a New Home Before Selling
Secure your next property without waiting for your current home to sell.
Property Auctions
Quickly access funds to meet tight auction deadlines.
Renovation & Development
Fund property improvements before refinancing or selling.
Business Cash Flow
Access short-term funding for commercial projects or investments.
Investment Opportunities
Take advantage of time-sensitive property deals.
Types of Bridging Loans
Open Bridging Loans
- No fixed repayment date—flexible for those awaiting a property sale or refinancing.
- Ideal when the exact exit strategy isn’t confirmed.
Closed Bridging Loans
- Fixed repayment date—typically used when a sale or long-term financing is guaranteed.
- Best for buyers with a set exit plan in place.
Residential Bridging Loans
Used to buy homes, fund renovations, or manage property chains.
Commercial Bridging Loans
Suitable for business property purchases, office renovations, or short-term investments.
Why Choose My Mortgage Group for Bridging Loans?
Whole-of-Market Access
We find the best rates from leading lenders.
Fast & Hassle-Free Process
Get funding within days when speed matters.
Tailored Advice
We structure loans based on your exit strategy and goals.
Competitive Rates
Securing the right terms for your needs.
Flexible Solutions
Loans designed for both individuals and businesses.